We accept a variety of financing options and can help you find if we are the right place for you to go to. Here are some common questions that may help you to see if we can help you out.
We accept checks, cash or credit cards. We also offer a flexible payment plan. Please see our Financial Coordinator for details. We are happy to file insurance for your reimbursement as long as you are free to choose your own dentist.
CareCredit makes elective dental procedures affordable for any budget. CareCredit gives you the freedom to get your procedure whenever you’re ready. It’s easy to apply. With three simple steps, including an instant approval process, you can say goodbye to the waiting time and reward yourself sooner.
For more info or to apply now click Care Credit.
We accept most traditional insurance plans which are listed below. Please contact our office to verify acceptance of your plan.
Check out what others are saying about our Financing services on Yelp: Financing Cranston
What does my insurance pay for?
Our office participates in Delta Dental and BlueCross Dental. We will fill out the insurance forms of all other companies in order to help you receive your reimbursement benefits.
Why doesn’t my insurance cover all the costs for my dental treatment?
Dental insurance isn’t really insurance (defined as a payment to cover the cost of a loss) at all. It is a monetary benefit, typically provided by an employer, to help their employees pay for routine dental treatment. Most plans are only designed to cover a portion of the total cost.
But my plan says that my exams and other procedures are covered 100 percent!
That 100 percent is usually what the insurance carrier allows as payment toward a procedure, not what your dentist or any other dentist in your area may actually charge. The allowed payments are sometimes referred to as UCR or “usual, customary, and reasonable” charges. However, UCR more typically represents a list of payment amounts negotiated between your employer and the insurance company. An employer usually selects a plan with a list of payments that corresponds to its desired premium cost per month. Therefore. there usually will be a portion not covered by your benefit plan.
If I always have to pay out-of-pocket, what good is my insurance?
Even a benefit that does not cover a large portion of the cost of what you need, pays something. Am amount that reduces your out-of-pocket expense helps.
Why is there an annual maximum on what my plan will pay?
It is your dentist’s responsibility to recommend what you need. It is the insurance carrier’s job to control payments. Dental plans are different from medical plans, in that dentistry is needed frequently. Most dental plans have annual maximums and exclusions. These are negotiated between your employer and the insurance company.
If my insurance won’t pay for this treatment, why should I have it done?
It is a mistake to let benefits be your sole consideration when you make decisions about dental treatment. People who have lost their teeth often say that they would pay any amount of money to get them hack. Your smile, facial attractiveness, ability to chew and enjoy food, and general sense of well-being are dependent upon your teeth.
What should I do if my insurance doesn’t pay for treatment I think should be covered?
As your dentist, I do not have the power to make your plan pay. If your insurance doesn’t pay, you are responsible for the total cost of treatment. Sometimes a plan will pay if patients send in claims for themselves, or if the Employee Benefits Coordinator where the patient works steps in. We will gladly give copies of whatever you may need.
Dental insurance issues are really the patient’s problem. However, our office keeps our patients happy by providing assistance with their benefits. We will be glad to help, but our office cannot take on the total responsibility.
Advanced Cosmetic Dentistry is located at 1090 New London Ave Cranston, RI 02920.
A smile makeover from an experienced cosmetic dentist can be the best accessory that you take with you to an important event. A cosmetic dentist knows that you want to attend your event in style. They can give you tips on how to prepare for your close-up on the big day.A person’s smile is one…
An experienced cosmetic dentist might be exactly what you need if you are unhappy with the appearance of your smile. Cosmetic dentistry is a combination of artistic abilities and modern dental technology. Many cosmetic dentists perfect their skills over their years of addressing cosmetic dental problems.Cosmetic dentists have a variety of tools at their disposal…
Partial dentures consist of replacement teeth that are attached to a gum-colored plastic base. The base is sometimes attached to the natural teeth using a metal framework that holds it in place in the mouth. They are used to replace one or more missing teeth when the patient still has some natural teeth in their…
Needing a new family dentist because you recently moved to a new area? Or maybe you just switched your dental insurance plan and now need to find a new dentist for your family? Whatever your reason for needing a new dentist, it is important for you to find a dental office in which your entire…
In general dentistry, toothaches are defined as any pain or ache in or around a tooth. While modern dentists have a thorough understanding of the causes and treatments for toothaches, people experiencing them may be frustrated by the discomfort. Those with a toothache may feel sharp or dull pain and sensitivity to temperature or chewing.In…